What does this year hold for us? Economic tensions, which, alas, have become typical. The economies of many developed countries are experiencing hard times and this is directly reflected in national currencies. For example, the inflation rate in the U.S. dollar in 2022 passed the historical maximum for 40 years and reached 7.9%. The old world is not feeling too well and very few people will bother to make optimistic forecasts about its fast recovery.