#fintech

Las posibilidades de las criptodivisas están creciendo, pero el 26 de octubre han dado un gran paso adelante; ese día, Blockchain.com (la compañía de servicios financieros de criptodivisas más conocida del mundo) le reveló al mundo su nueva Blockchain.com Visa® Card.

Este verano se ha convertido en un momento importante para el desarrollo de los servicios de criptografía de PayPal, uno de los principales procesadores de pagos del mundo.

Ya te hemos contado que el "blockchain" se está desarrollando activamente y ahora tiene incluso varias generaciones. No obstante, aún así, ¿qué es el "blockchain"? ¿Por qué se le denomina descentralizado? ¿Y cómo aparecen nuevos bloques? ¡Descubrámoslo!

La última vez hablamos de la primera y segunda generación de la cadena de bloques. Es hora de continuar con la siguiente y hablar de la tercera generación.

No mucha gente sabe que el blockchain se divide en generaciones y que hoy estamos asistiendo a la tercera de ellas. Así que... ¡descubramos en qué consisten, empezando por las dos primeras!

La vida de la industria de las criptomonedas no es una foto fija. ¿Te has parado a pensar en qué pasará con tus criptomonedas dentro de veinte años? Y de cincuenta? La gente está acostumbrada a legar su fortuna a los que vengan después o a ponerla a nombre de sus parientes y amigos más íntimos.

¡Grandes noticias para los usuarios de PayPal! La empresa está a punto de lanzar su propia criptomoneda estable.

Bitcoin has been officially approved by the US Stock Exchange – on October 19, the world’s first trading of the Bitcoin Strategy ETF was successfully launched in New York. In two days of trading, Bitcoin assets managed by the exchange-traded fund exceeded $1 billion. The Bitcoin Strategy ETF thus became the first US exchange-traded fund to be officially approved for Bitcoin contracts.

Thanks to the Litecoin Visa virtual card, synchronized with Apple, Google, and Samsung Pay, users can now pay for millions of goods and services with Litecoin and other popular cryptos in a matter of minutes.

One of the world’s leading payment processors, PayPal launches its cryptocurrency services in the UK starting from late August 2021.

On July 20, the European Commission introduced a law proposing the prohibition of anonymous cryptocurrency wallets. The project offers to oblige companies involved in cryptocurrency transfers to track the personal data of senders and recipients of digital assets, including a full name, residence address, date of birth, and account number. Personal identification is said to be imperative for the security of such transfers and the facilitation of the enforcement agencies’ combat against money laundering and terrorist financing.

One of the largest global payment systems operators, Mastercard is preparing a special program expanding cryptocurrency payment options and simplifying the process of converting crypto into fiat (traditional) currencies. This will be possible thanks to MasterCard’s partnership with such fintech and blockchain companies as Evolve, Paxos, and Circle. The partnership is aimed at ensuring that cryptocurrency cardholders can pay for goods and services wherever MasterCard is accepted.

The partnership of cryptocurrency companies and the global payment system VISA has just reached a new level: the first-of-its-kind VISA credit card with 1.5-2% BTC cashback is now available for US customers. The card was developed and issued by the American crypto-lending platform BlockFi.

Today, we are witnessing the expansion of cryptocurrency’s global privileges. For example, a member of the Argentine House of Representatives Jose Luis Ramon announced the introduction of a bill allowing employees to be paid in cryptocurrency (either partially or in whole). According to the deputy, today cryptocurrency provides employees with a wide range of advantages and tackles several issues at once, including the “strengthening of the workers’ autonomy” along with “sustaining the purchasing power” of their assets. Thus, all employees will be free to choose between the standard salary format and the cryptocurrency one. In such an event, it is the employer who will bear all the costs related to the transfer of cryptocurrency to an employee. The impetus for the bill’s elaboration was largely due to the country's participation in the Global Forum on the Knowledge Economy several years ago.

On Monday Visa announced that it now makes payments in the USDC (USD Coin) on the Ethereum blockchain. As appeared, Visa is now considered as the first major payments network with Stablecoin as a settlement currency, though previously settling payments in fiat currencies only.