#fintech

As possibilidades das criptomoedas aumentam a cada dia, mas, no dia 26 de outubro, elas deram um grande passo adiante! Nesse dia, a Blockchain.com — a empresa de serviços financeiros em criptomoedas mais popular do mundo — mostrou ao mundo seu novo Blockchain.com Visa® Card.

Este verão tornou-se um marco para os desenvolvimento de serviços de criptomoedas do PayPal – um dos maiores processadores de pagamentos do mundo.

Já dissemos que o blockchain está evoluindo ativamente e agora até conta com várias gerações. Mas ainda assim, o que é blockchain? Por que ele é descrito como "descentralizado"? E como surgem os blocos novos? Vamos descobrir!

Na última vez, falamos sobre a primeira e a segunda geração do blockchain. É hora de prosseguir com o próximo e falar sobre a terceira geração.

Poucas pessoas sabem que o blockchain está dividido em gerações e hoje estamos na terceira geração. Então, vamos descobrir o que é isso e começar com as duas primeiras gerações!

A vida na indústria das criptomoedas não fica parada. Já pensou no que acontecerá às suas criptomoedas daqui a 20 anos? 50? As pessoas estão acostumadas a repassar sua fortuna para a futura geração ou deixá-la no nome de seus parentes e entes mais próximos.

Great news for users of PayPal! The company is about to release its own stablecoin.

Bitcoin has been officially approved by the US Stock Exchange – on October 19, the world’s first trading of the Bitcoin Strategy ETF was successfully launched in New York. In two days of trading, Bitcoin assets managed by the exchange-traded fund exceeded $1 billion. The Bitcoin Strategy ETF thus became the first US exchange-traded fund to be officially approved for Bitcoin contracts.

Thanks to the Litecoin Visa virtual card, synchronized with Apple, Google, and Samsung Pay, users can now pay for millions of goods and services with Litecoin and other popular cryptos in a matter of minutes.

One of the world’s leading payment processors, PayPal launches its cryptocurrency services in the UK starting from late August 2021.

On July 20, the European Commission introduced a law proposing the prohibition of anonymous cryptocurrency wallets. The project offers to oblige companies involved in cryptocurrency transfers to track the personal data of senders and recipients of digital assets, including a full name, residence address, date of birth, and account number. Personal identification is said to be imperative for the security of such transfers and the facilitation of the enforcement agencies’ combat against money laundering and terrorist financing.

One of the largest global payment systems operators, Mastercard is preparing a special program expanding cryptocurrency payment options and simplifying the process of converting crypto into fiat (traditional) currencies. This will be possible thanks to MasterCard’s partnership with such fintech and blockchain companies as Evolve, Paxos, and Circle. The partnership is aimed at ensuring that cryptocurrency cardholders can pay for goods and services wherever MasterCard is accepted.

The partnership of cryptocurrency companies and the global payment system VISA has just reached a new level: the first-of-its-kind VISA credit card with 1.5-2% BTC cashback is now available for US customers. The card was developed and issued by the American crypto-lending platform BlockFi.

Today, we are witnessing the expansion of cryptocurrency’s global privileges. For example, a member of the Argentine House of Representatives Jose Luis Ramon announced the introduction of a bill allowing employees to be paid in cryptocurrency (either partially or in whole). According to the deputy, today cryptocurrency provides employees with a wide range of advantages and tackles several issues at once, including the “strengthening of the workers’ autonomy” along with “sustaining the purchasing power” of their assets. Thus, all employees will be free to choose between the standard salary format and the cryptocurrency one. In such an event, it is the employer who will bear all the costs related to the transfer of cryptocurrency to an employee. The impetus for the bill’s elaboration was largely due to the country's participation in the Global Forum on the Knowledge Economy several years ago.

On Monday Visa announced that it now makes payments in the USDC (USD Coin) on the Ethereum blockchain. As appeared, Visa is now considered as the first major payments network with Stablecoin as a settlement currency, though previously settling payments in fiat currencies only.