#fintech

Les possibilités offertes par les cryptomonnaies se développent chaque année, mais le 26 octobre, elles ont fait un grand pas en avant ! Ce jour-là, Blockchain.com – la société de services financiers en cryptomonnaie la plus populaire du globe – a présenté au monde sa nouvelle Blockchain.com Visa® Card.

Cet été est devenu un point majeur pour le développement des services cryptographiques de PayPal, l'un des principaux processeurs de paiement au monde.

Nous vous avons déjà expliqué que la blockchain se développe activement et compte même plusieurs générations. Mais alors, qu'est-ce que la blockchain, pourquoi est-elle dite décentralisée, et comment les nouveaux blocs apparaissent-ils ? Nous allons le découvrir ensemble !

La dernière fois, nous avons parlé de la première et de la deuxième génération de la blockchain. Il est temps de passer à la suivante et de parler de la troisième génération.

Peu de gens savent que la blockchain est divisée en générations et qu'aujourd'hui nous sommes dans la troisième. Alors, découvrons de quoi il s'agit et commençons par les deux premières !

Le secteur de la cryptomonnaie bouge ! Vous êtes-vous déjà demandé ce que deviendra votre investissement dans 20 ou 50 ans ? D’une manière générale, les gens transmettent leur fortune à leurs descendants, ou la mettent au nom de proches ou de membres de leur famille.

Bonne nouvelle pour les utilisateurs de PayPal ! La société est sur le point de lancer son propre stablecoin.

Bitcoin has been officially approved by the US Stock Exchange – on October 19, the world’s first trading of the Bitcoin Strategy ETF was successfully launched in New York. In two days of trading, Bitcoin assets managed by the exchange-traded fund exceeded $1 billion. The Bitcoin Strategy ETF thus became the first US exchange-traded fund to be officially approved for Bitcoin contracts.

Thanks to the Litecoin Visa virtual card, synchronized with Apple, Google, and Samsung Pay, users can now pay for millions of goods and services with Litecoin and other popular cryptos in a matter of minutes.

One of the world’s leading payment processors, PayPal launches its cryptocurrency services in the UK starting from late August 2021.

On July 20, the European Commission introduced a law proposing the prohibition of anonymous cryptocurrency wallets. The project offers to oblige companies involved in cryptocurrency transfers to track the personal data of senders and recipients of digital assets, including a full name, residence address, date of birth, and account number. Personal identification is said to be imperative for the security of such transfers and the facilitation of the enforcement agencies’ combat against money laundering and terrorist financing.

One of the largest global payment systems operators, Mastercard is preparing a special program expanding cryptocurrency payment options and simplifying the process of converting crypto into fiat (traditional) currencies. This will be possible thanks to MasterCard’s partnership with such fintech and blockchain companies as Evolve, Paxos, and Circle. The partnership is aimed at ensuring that cryptocurrency cardholders can pay for goods and services wherever MasterCard is accepted.

The partnership of cryptocurrency companies and the global payment system VISA has just reached a new level: the first-of-its-kind VISA credit card with 1.5-2% BTC cashback is now available for US customers. The card was developed and issued by the American crypto-lending platform BlockFi.

Today, we are witnessing the expansion of cryptocurrency’s global privileges. For example, a member of the Argentine House of Representatives Jose Luis Ramon announced the introduction of a bill allowing employees to be paid in cryptocurrency (either partially or in whole). According to the deputy, today cryptocurrency provides employees with a wide range of advantages and tackles several issues at once, including the “strengthening of the workers’ autonomy” along with “sustaining the purchasing power” of their assets. Thus, all employees will be free to choose between the standard salary format and the cryptocurrency one. In such an event, it is the employer who will bear all the costs related to the transfer of cryptocurrency to an employee. The impetus for the bill’s elaboration was largely due to the country's participation in the Global Forum on the Knowledge Economy several years ago.

On Monday Visa announced that it now makes payments in the USDC (USD Coin) on the Ethereum blockchain. As appeared, Visa is now considered as the first major payments network with Stablecoin as a settlement currency, though previously settling payments in fiat currencies only.